The Wealth Exposure Index measures what your statement never shows. How your wealth is silently claimed — through visibility, tax, and control. In 60 seconds, you get your exposure score — then a personalized reading that shows you exactly what that number means for your money. No paperwork. No advisor call.
What's Your Exposure Score?
9 questions. 60 seconds.
Retirement plans are built to answer one question: how much do I have? Balances, returns, a projection that climbs. It's the number every statement shows you.
There's a second number underneath it — how much of that is actually yours to keep, use, and pass on, and how much is exposed to forces outside your plan. What the system can see and schedule. Which system taxes it, and on whose terms. Who actually controls when and how you can reach it.
Most people have never seen that number. The Index is built to show it to you.
Most tools measure whether your plan is efficient. The Index measures something underneath that — which system your wealth lives inside, and how much of it that system can still reach.
It starts here. What the system can see, it can reach — automatically, every year. The taxes, the timing, the rules your heirs inherit all follow from it.
Because it's visible, it's taxable — at a rate someone else sets. Deferring never moved your wealth out of that system; it only postponed the bill.
Because it's visible, it's controllable — the access, the timing, the transfer. Age rules, penalties, schedules: terms you didn't set and can't renegotiate.
The Index scores your exposure. The Reading interprets it.
The modeled dollar cost behind your exposure — across Visibility, Tax, and Control — calculated from your answers.
Visibility, Tax, and Control — each one measured from low to high exposure.
A written analysis of your exposure — what each one means, what it's quietly costing you, and where your wealth is most at risk.
See your own
exposure score.
Nine questions. 60 seconds. Free — no paperwork, no advisor call.
Get your exposure scoreThe Index is designed for households with $500,000 or more in retirement assets — the people who did the hard part right, and whose exposure is now large enough to be worth measuring precisely.
Nine questions. 60 seconds. A clear reading of where the wealth you've built is exposed — and where it isn't.
Get your exposure scoreThis is your score across the three axes the Index measures. The overall figure is where your plan sits on the exposure scale — from well-protected to highly exposed.
Your score shows where your wealth is exposed. What it doesn't yet show is what that exposure is calculated to cost — the dollar figures behind each axis. Your full reading has them.
The Wealth Exposure Reading™ is designed for households with substantial accumulated assets, where the exposure is large enough to be worth measuring precisely. Based on what you shared, the deeper reading wouldn't tell you much you don't already know.
The foundational planning steps — building savings capacity, emergency reserves, and the basics — matter most at this stage. When your situation changes, the Reading will be here.
Return to the IndexWhere should we send your complete reading? We'll take you straight to it.